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About Us
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Our management team have over 50 years experience within the commercial finance marketplace, with case study examples in many industry sectors.

Unlike many finance brokers, Open 4 Business Finance Limited do not charge any upfront arrangement fees.

HOW OPEN 4 BUSINESS FINANCE EVOLVED

The Directors of Open 4 Business Finance Limited have spent the last 20 years in the banking industry, relationship managing businesses in the Corporate and Local Business environment. They have case study experience in many industry sectors. Over the past few years however they have seen an increasing number of businesses having finance requests declined, along with a general lack of support by their bankers, despite the fact that their bank charges and interest has increased.  

This lack of support often leads to the inevitable, excesses on the bank account, unpaid cheques, and ultimately withdrawal of facilities. The knock on effect to this situation can be business failure, as the business is prevented from restructuring its finances that would raise urgently needed working capital.  

These situations are exactly where Open 4 Business Finance Limited can assist businesses. We offer a full end to end process with all underwriting completed in house, by our highly experienced underwriting team, who have dealt with clients from all industry sectors in the past. Our staff are passionate about customer relationships, and we are here to help businesses both in the immediate short term but continue with you for the long term as well. 

We relish the opportunity of helping businesses regardless of the financial position they may be in, and often can save the business considerable sums of money by arranging a refinance deal with other lenders. Due to the level of work we place with the primary high street lenders we are able to secure attractive deals for our clients which include interest rate/fees/banking charges, which the client may not be able to achieve themselves.

Client Testimonial:

"They understand the needs of my business and were able to secure a better finance deal than my previous bank was able to offer"

Mrs J Sharp, Care Home Owner.

"Very professional and they arranged our funding with ease"

Mr P Dainton, Hotelier.

"I thought we would not be able to get the bank off our back because our trading figures were not good. Open 4 Business Finance were able to arrange enough finance to repay the bank and free up additional money for working capital which has kick started our business again"

Mr J Brooks, Farmer.

"Open 4 Business Finance Ltd, were truly brilliant. I did not know where to turn, the bank was returning my cheques and were not prepared to grant my businesses additional funding. Open 4 Business Finance was able to restructure my borrowing and raise additional working capital for me to continue to trade. I cannot thank them enough. We are now trading positively again and the future is looking good, and it is all thanks to the team at Open 4 Business Finance"

Mr P Jones , Publican.